Saturday, September 29, 2012

Planning Before Renovation

Courtesy of http://www.archdaily.com 

Living in the same corner of your home can be so boring and sometimes scent of old woods were so embarassing; peel off paints and other loosen screws. These are few small things that bothers us a lot so we started to plan for renovation.

Why we need to renovate?

We need to renovate twice a year in order to restore the original theme of our house. We can put some new details and other updated features that we want. But renovating needs a lot of budget and more planning to do. 

Before putting this into action, we need to make a plan that includes a proposal budget. The objectives, materials, and craftsmen/handymen that will do the job or hired contractors to lessen your job. Don't forget also that we need to maximize the amount so that in the future there will be no problems. We should anticipate every expenses that we're going through, so that's sounds a lot of money. 

Actually, there are a lot of sectors that can help us to finance our proposal. These are the banks, private lender company, and other loan establishments. But please be reminded that it's not easy to loan some money, there are series of procedures that we need to complete. Plus, the interest and the payment schemes. 

After we prepare everything and we have the budget now. Let's start the ball rolling. 

On my next post, I will give you lists of private and public establishments that offer home financing. I will also touch some of their financing scheme.




Techniques to Sell Houses

Courtesy of caloocan.olx.com.ph

Selling homes are highly in demand in the market. It's usually a potent source of income nowadays. A lot of businesspersons today is engaging into this kind of venture. They buy affordable properties then developed the lands and construct houses. They built house models with fully furnished interior and then hire agents to sale it.

Before you clinched the deal, you have to consider all possible circumstances such as ongoing expenses on maintenance; cost of transferring titles and property taxes; and house insurance as well. These are only few things that need to look out when selling houses.

If you're planning to sell houses, you need to have these techniques:

1. First, re-assist yourself if you have the skills to sell a property. Then, make sure you have the knowledge on what you are selling, which includes the property market value, location, and entire vicinity as well. However, though if you are not capable to do so, then choose someone that has experience on selling properties. 

2. Make sure that he is reliable and trustworthy to make deals as well as negotiation. It is also important that he is knowledgeable where the property is, and capable to answer all the queries.

3. Before authorizing the agent to start his job, give him a brief orientation about your properties. Then don't forget to emphasize the type of insurance that your house have. Include also the amenities and other benefits that they will be enjoying. 

4. The most important thing is the payment. It should be done in front of a license lawyer together with the buyer of course. And whatever your agreement, it should be written on a white paper with lawyer's signature confirmation. 



Saturday, September 4, 2010

Different Materials for Outdoor Furniture


Patio furniture specifically for outdoors, closely related to garden furniture. Patio means backyard or courtyard with furniture for outdoors. It is more expensive than of the garden furniture because it stays longer outside. Actually, there are different types of materials are being use here to convey great backyard.


One of the famous materials that are being used is the polywood. Aside from being expensive, it is 100 percent made of plastic resin. Simple maintenance and it has UV (ultraviolet) protection.


Other, is the aluminum made, light weight compared to wrought iron and wood. It will not easily corrode and deteriorate. It's the most abundant mineral on earth so it’s not expensive and yet gives you classy look furniture.



Next is the wood type materials, which commonly used by most homeowners because of its natural  style  that would attract a lot of buyers. Although, you need to maintained this periodically in order to avoid from day by day deterioration.


The third one is made of wrought irons. It is a lot lighter than a wood and easy to maintain. But occasionally, you need to treat this from rust.



Lastly, Patio Furniture that is made of plastic is the easiest to clean among of those. It is also the cheapest furniture and very handy to carry if you redo some arrangement. It comes with variety of colors and designs.

So now it's up to you what type of materials are you going to use. Although, you can visit some sites for further details.




Home Security System



This is widely use all over the country. In fact, different products of the system are very in demand in the market right now. Almost 70 percent of the world’s population is using security system. The remaining 30 percent is identified as non user of the product. Mostly, those non user are living in remote areas and far from civilization. Apparently, this system is divided into two types. These are the indoor and outdoor system. The first one installed in the window and door. It detects movement or any motion through sensors. Also, the system encrypted with codes when going in and out. The other one is the system that monitors the movement of the ground. Actually, it is different from indoor system because it's already program so turning on is quite easy and can detects even the slightest hint of motion. The security system  can be operated using both electricity and battery.

But on the other hand, there are other types of technology which home security system is using. And, these are electromagnetic, motion sensors, photoelectric, infrared, wireless, acoustic sensor, X10, personal portable alarms and digital security system. It includes also, the video surveillance and access cards for the apartment buildings. Actually, it is now widely use by most developed countries.

Generally, the video surveillance has several transmitter and a receiver, it can be both wired and wireless system. And it is usually install in buildings or residence. Sometimes, they uses access card to enter the vicinity accompanied with CTV surveillance. However, acquiring those can be very costly but then if you preferred the cheaper one, you can actually have it. All you need to do is spend a little time to canvass the prices because sometimes the retailers will drop the item's cost.



How to add drama in your Home















Lighting is considered as the main element of a home. It will help you to illuminate your house. Somehow, it gives life of its own. Add drama and effect of the house structure, as well as emphasizing the design. Moreover, it is very helpful in doing your daily task. It allows you to see in the dark area and more comfortable to move around all corners of the house. On top of that, lighting becomes a necessity to people, as if they can’t live without of those. They are used to have them everyday on their life. It is use for security purposes, thus resulting to install fences outside their house. Aside from that, it will bring out the beauty of your home especially at night. 
Usually, lights are packed with lamp holders and place them on each corner of your house to cut the costs. Regarding with the lights on the living room you must consider other aspects. Such as, the light must be compatible and complement with the interior design. Sometimes, recessed light is being use in this area because it will hide the amount of light that passes through. Apart from that, choosing lights in dining or kitchen area must be in high wattage. Especially, the light must be place on the task area to avoid accident. 
Actually, the chandelier is considered as a multi tasking light. Aside from illuminating the dining area, it will also use as decorative and greetings to the visitor. Putting a chandelier on the receiving area will give a welcome atmosphere in your home. However, the sizes are also considered. It should be proportion to the area as well as the bath and vanity room. Mostly, halogen or compact fluorescent bulbs are being use in the area. It creates a different aura and harmony to your home.

Different options for Cladding

This is a wood plastic cladding, courtesy of Made in China.com 
Choosing a siding for your home depends on your lifestyle and personal design. It's also use for protection during rain and extreme weather. Siding is the outer shed of your house which may form either of horizontal or of vertical board made in material shingles. Moreover, it adds house value and can increase your profit.
 In some countries, they consider this as a very important part of house exterior. Aside from protection, it gives extra home details . However, there are different types of sidings and depends on the materials that you're going to use.

One of the examples is the wood siding. This kind of materials is very versatile and this is commonly use by most individuals. Form by overlapping of woods or clapboards and fit for any house style. Actually, you can choose any colors you want as long as it synchronizes with your entire house decoration. Although maintaining of the wood is a bit expensive because you need to buy chemicals or pesticides for the periodic maintenance.

The other one is the plastic siding. It is an imitation of  wood. Overlapping of clapboard and it can be either horizontal or vertical form. Instead of wood panel, PVC weather boarding is use. It is cheaper than the wood and a lot easier to install compared with the other materials. However, it's not recyclable and very toxic especially if catches fire.The fire can easily jump over neighbor fence.It is generally use by common house developer to reduce expenses.

There are other types of sidings and these are usually impregnated panels about 2 to 4 feet high. And mostly they are in asphalt, metal, insulated, composite and masonry sidings.

These are only the options and it’s all up to you whether of which are you most preferred with. 

Significance of having a private Fence


Building a private fence will help you to have more privacy from people who love to snoop around. Considering the benefits of installing a private fence, it will cut the noise if you are living near on the busy streets. Deflecting the sound will reduce the thud and you will find solace moment with your family only. Somehow, constructing a private fence will give you security and intruders are being limit. This is also a good protection from the thieves. Other benefits of having this, is the protection from wind break. It will protect you from gust coming to your place. With the help of tall fences, you may able to go outside even in the middle of extreme wind. It will add beauty to your house. Somehow, it blocks the clutter or any unwanted mess of your neighbor’s backyard. In addition to that, you can even choose different shades of color that matches your house. 
Most of all, building a private fence will give you great investments and protection from your children. Especially, to the toddlers that are love to stay outside most of the time. Be sure your fence is high and with lock for security purposes. Other than that, it will extend your yards into a living area outside your house. Instead of leaving it empty, you can install patio or garden furniture for your family and friends. It depends on the allocated area you have or maybe a playground for your children will be nice. House with fence has a great value in the market. It is also the most important thing that a client is looking for. They are very concerned about their protection and the privacy they are going to have. The kind of materials is being use is also considered and these are made of wood, vinyl and chain link fence.

Planning for First Home


Before you buy a new house, you must set goals and plans. Lay out your budget and visit websites that are selling houses. Make lists of houses, tag their features and prices. Check your mortgage repayments and be confident it will not exceed 30 percent of your budget. You should be aware how it will work and done. However, you must be controlled your debt and make sure you can pay them according to the contract. Applying loans in the bank is one way of getting enough funds, but before doing that, check first your credit rating and background. This will help you to process the application fast. If you are in the country under Federal government, you may apply the home buyers grant and finally when you are qualified you will receive an extra $7,000.
 However, there are other ways to buy your new home. The first one is the private treaty. You are buying the house directly to the seller. Finally, is through auction but be sure you have your lawyer with you. He is the one who will check the details of the contract and the status of the property. When buying a house, you must not in a hurry, if possible think hundred times or ask for suggestions from your friends or partner. Sometimes, two minds are better than one. Buying a new home is tie up with big responsibility. You have to see to it everything is going to be okay from mortgage. Finally, to daily expenses including the house restoration or else you will be tie up paying all those bills. This is good for someone who had a permanent job with high earnings. 

Buying a new house for investment is a great decision but it does not stop there. You have to take the responsibility and witty to make a decision. But if you have the budget, why not investing it into houses.